The Do-It-Yourself Bailout When his friend, partner and financier passed away during the production of his last film, Kenny Golde found himself carrying nearly a quarter of a million dollars in unexpected credit card debt. Overwhelmed with the burden of nearly $4000 in monthly interest payments, rather than file bankruptcy, Kenny began to negotiate settlements on his debt directly with his credit card companies. In "The Do-It-Yourself Bailout: How I eliminated $222,000 of Credit Card Debt in 18 months and saved nearly $150,000," Kenny shares in detail how he dealt with collection agent's phone calls, settled a lawsuit, got his settlement agreements in writing, and other lessons from the trenches of debt warefare. An emotional journey that took him from the brink of bankruptcy to being 100% debt free, Kenny's story is meant to provide others who are struggling with overwhelming credit balances with the tools to settle their own debt, and live their lives.http://www.SettleYourCreditCards.com
“Hey Ken, I bought your book almost a year ago, followed it step by step and settled on one incoming phone call, two credit cards total- ing $55,000 for $10,000. I refer you to all my friends in need. It really works!! Thanks A Million$” — Sam X. Torrance, Calif.
“I had $235,000 in credit card debt. I was one week away from filing Chapter 7 bankruptcy when I ordered The Do-It-Yourself Bailout. This book inspired me and gave me the guidance to negotiate these balances down to close to $40,000, about 15% of what I originally owed. Thanks Kenny.” — Steve, Roundhill, Va.
“Thanks to the encouragement and information in your book I’ve recently settled $54,000 of debt for $15,000.” — Mark D., Los Angeles, Calif.
“I bought your book and have been following it to the letter (!) with two credit cards that I’m unable to pay due to a 40% pay cut. The first one just settled with me today for $8,700 on a $21,000 debt. Whew. Thank you so much for that.” — S. B. New York
“I really found your book helpful! I am now in a very empowered state most of the time with everything, but I was super-stressed out for a long time!” — Chuck B., Phoenix, Ariz.
“I just wanted to thank you for your useful information in this book. I will recommend it to a lot of friends.” — Marc D., Los Angeles, Calif.
“My income has drastically reduced in the past two years, and my debt has gone through the roof. I have started reading your book, It is exactly what I have been searching for.” — Mark E.
All testimonials are excerpts from emails received from actual readers. While there are many readers I have not heard from, and I’m sure many who have not achieved this type of outcome, if any, the results indicated in these testimonials were achieved by “average” people (the Federal Trade Commission’s term, not mine, I consider all my readers to be exceptional) who reduced their debt on his own after reading The Do-It-Yourself Bailout. No one received any compensation in cash or trade for their testimonial. Kenny Golde
A Full Measure of Happiness When Andrew Jackson took office in 1828, he entered the White House as a sad, grieving widower, wearied of public life. Four years later, while considering re-election, he meets a pretty widow, Julie Spring, and enjoys a taste of love again. But history would not afford President Jackson such a simple luxury. When South Carolina begins the early rumblings of secession, Jackson finds his last opportunity for happiness pitted directly against his ability to save the country from Civil War
When Andrew Jackson of Tennessee was sworn in as President of the United States on March 4, 1828, he had come directly from his wife’s funeral. His beloved Rachel had been the victim of a vicious campaign in which Jackson’s foes, losing their attempt at the White House on all political fronts, chose instead to besmirch the honor of his first lady. Poor Rachel could not stand the strain, and succumbed to their slander on Christmas Eve. She was, on her deathbed, so heartbroken by politics that she made it quietly known she would have preferred to be a “doorkeeper in the house of God than to live in that palace at Washington.” And now she was.
Upon his ascension to the highest office in the land, Jackson was a grieving widower. After two decades of military service his body ached, even with the pain of bullets he still carried in his bones. He slept with his boots on because he was often too tired to remove them. He wished nothing more than to retire from public life and rest by his wife’s grave until the wet earth would welcome him beside her. As his first term drew to a close, he offered to resign after re-election and give the office to his Vice President, Martin Van Buren. He would not be afforded this easy route to rest and solitude.
Thirty years before the Civil War, the southern states, led by John Calhoun of South Carolina, pledged to pass a Nullification Act, which would allow them to rescind any Federal law they felt they need not obey. In Jackson’s eyes they were preparing the road to disunion by treason and he would not allow it.
Facing these crises of mind, heart and body, Jackson takes a short respite at his home in Tennessee, then sets out on horseback to meet the riverboat in Ohio that will return him to Washington. En route, a storm at the foot of the Appalachians drives the buggy before him off the road. Inside he finds a ten-year-old boy, knocked unconscious. He whisks the boy to the nearest town where, covered by mud and a few days beard, and without the accoutrements of office, he goes unrecognized by the townsfolk. When the storm washes away the bridge and raises the river to flood levels, Jackson is separated from his Washington life, and happy to be. He becomes “Jack Andrews,” and enjoys his first taste of anonymity in more than forty years.
He meets Julie Spring, the mother of the young boy he rescued, and during his time in Milltown, helping the locals to lower the river and rebuild their bridge, he and Mrs. Spring fall in love. Unfortunately, their romance inspires the enmity of another suitor, William Bonnhurst, a despicable man who seeks revenge on the stranger whom he believes has stolen the woman of his eye.
With the bridge rebuilt and papers bringing week-old news of South Carolina’s Nullification Act, Jackson must separate himself from Julie and return to Washington. But even as his vigor for political battle is ignited, his spirits are low. Seeking to regain what he believes will be his last chance at happiness this side of the grave, he brings Mrs. Spring to Washington, revealing to her his true identity, and revealing her to all of Washington society, the same society whose bitter rivalries had driven his wife to her grave.
As South Carolina’s posturing against the President moves the country toward Civil War, William Bonnhurst, the thwarted suitor from Kentucky, comes to Washington with a plan to remove the President from his position of interference, both in regard to John Calhoun’s plans for South Carolina, and his own plans for Julie Spring. Knowing that Andrew Jackson’s weakness is the honor of women, honor that he has defended at gun point, Bonnhurst insults Julie in public, calls her a whore and Jackson her master, and lures Jackson into a duel.
Julie Spring makes it known that she despises dueling, for it was in such a horrid manner that her husband was killed. The President is faced with an awful choice. Duel and he will lose the woman he loves. Back down from the Field of Honor, and he will lose the support of his troops in the pending battle against South Carolina.
As he has his entire life, he chooses duty over personal satifaction. He kills William Bonnhurst and rides at the head of his men to the border of South Carolina where he is verged to invade the errant state when Calhoun capitulates.
He is the hero of America, the savior of the Union. But happiness will not to be his.
Apollo Main Apollo Main. The Great Mother Mine on the Moon. The Birth Place of the Lunar Colony. For decades she has been closed, her once rich veins of Moon Ore dry, her revered caverns now filled with nothing, not even air. When Hampton Stoddard, a young miner, is trapped in a cave-in deep under the surface of the Moon, General Supervisor J.T. Goodwin ignores orders from Earth and re-opens Apollo Main in search of his lost man. His defiant act begins the first battle in a war for the Colony’s freedom, fought against the limitless resources of the Earth. On the desolate Moon, where even the breath of hope dies in the airless vacuum of space, the Lunar Colony’s only chance for survival is to discover the secrets that lay buried in the deep pits of Apollo Main.
In 2122, more than a century after the establishment of a Lunar Colony to mine Moon Ore, the people of the Moon are no longer just miners. They are a full civilization of families living in a dangerous environment, without water or air, but lacking only one true necessity in their lives: freedom. These people are still ruled by the Earth.
Hampton Stoddard is an ore miner, one of the toughened men of the Moon who risk their lives to dig mine the powerful energy source that Earth relies upon. When a cave-in deep beneath the great mine, Apollo Main, nearly kills him, Ham is catapulted to the status of hero on the Moon, and criminal on Earth. Together with J.T. Goodwin, the General Supervisor of all the miners on the Moon, Ham leads a strike, frightening the Earth that the export of essential Moon Ore will stop.
Escobar Mantiga, the owner of the Lunar ore mines, enjoys unequaled power on Earth. Entire nations pay homage to the man who owns the sole source of the world’s energy: Moon Ore. Furious that the “Lunies” have defied him, Mantiga exerts his influence to send armed troops to the Moon to arrest Stoddard and Goodwin and put an immediate end to the strike.
Selena Mantiga, Escobar’s beautiful and withdrawn sister, does not share her brother’s hardened attitude toward the people of the Moon. She visits the strike at Apollo Main, expecting to meet with Goodwin, but instead finds Hampton Stoddard greeting her. Ham’s attraction to Selena is instant and unmitigated, both enticing and alarming her. In a silent stance they draw close to each other, but their moment is interrupted by the arrival of the soldiers from Earth.
The troops disperse the striking miners and capture J.T. Goodwin, though Ham escapes, a fugitive in his own homeland. Outraged by her brother’s audacious and aggressive acts, Selena chooses to defy Escobar, and the Earth, by helping Ham to rescue Goodwin. By the time J.T. Goodwin is free, people from both Earth and Moon will have died, and what began as a mining strike becomes a war. A massive fleet of warships leaves the Earth to occupy the Colony and prevent all shipments of food, supplies, and precious water from reaching the Moon.
Without water the Colony’s plant crops will die; without green plants, the air supply will dwindle. Without air, the people of the Moon cannot survive. Facing much stronger foes, Ham and Goodwin rally the inspired people of the Moon to repel their invaders. While Goodwin leads troops to secure the Southern ice mines to preserve a source of water, Ham leads an impossible mission across the surface of the Moon to attack the Earth armada and destroy their ships before they can occupy the Colony. Tragically, it is not only the formidable strength of their opponent, but the natural dangers of their own home, the desolate Moon, that defeats them both. J.T. Goodwin is killed among his soldiers at the ice mines, and Hampton Stoddard is captured by the army of the Earth.
The people of the Moon have lost their leaders and their heroes, and it seems that their battle for independence is lost, as well. Knowing that the Moon will never again be so close to freedom, Ham gives a passionate speech to his countrymen not to abandon their fight, then looks to Selena, and her love, to find the courage he needs to lead the Moon to freedom.
Freedom for the Moon, however, will require more than battle and more than politics. The secret to freedom is a mystery, buried for decades where Hampton Stoddard survived a cave-in without atmosphere and without air, deep beneath the surface of the Moon, in “Apollo Main.”